Your home is more than just a place to live; You have built your life there and created memories. Most people do not intentionally fall behind on their mortgage payments. However, it happens for a multitude of reasons and a lot more frequently than most people think. Here at Tuttle Legal, we want to help you get back on track and figure out a plan that works for you and your family's needs.
The Mortgage Foreclosure process usually begins when a homeowner is more than 60 days behind on his or her loan payments. The bank will then file what is known as an Intent to Foreclose that demands that the total delinquent balance is brought up to date. If the payment is not made within 30 days, the Mortgage Company may then file a Mortgage Foreclosure Complaint with the court to ultimately take possession of your property.
At this point, as a homeowner you still have many options for retention or letting the bank take possession. Unfortunately, the sad truth is that many people delay seeking legal representation until it is too late and there are little options left. They mistakenly rely on assertions from the mortgage company and its attorneys, rather than learning what their real options are.
Click on the links below or contact us to find out more information. We offer a no pressure, free consultation where we go over your many options and the strategies available to help you keep your home and achieve your desired outcome. We pride ourselves in helping thousands of homeowners achieve their goals!